Enter the phone number you are sitting next to and click the button to be immediately contacted by StudentFirst!

Student Loan Consolidation. The Easy Way to Save.

Right now you can lower your monthly payments by as much as 50% and put that extra cash in your pocket with the Federal Student Loan Consolidation program.

  • Lock in rates as low as 5.2%
  • All federal loans bundled into one easy-to-manage loan
  • No fees, charges or prepayment penalties
  • Easy, online application with Electronic Signature

Do the math. Federal rates are low right now, but StudentFirst helps you save even more.

  • Save 0.50% more when you consolidate right after graduation or during other eligible grace periods
  • Simplify your life with one easy payment.
  • Protect yourself by locking your rate so you never have to worry about the rate going up.

What are you waiting for? Apply now!

No-hassle application. Only from StudentFirst.

All student loan borrowers, even parents, can consolidate with the StudentFirst Federal Consolidation program. There are no credit checks, you don't need to know the details of your current student loan portfolio, and you don’t need a co-signer. Just complete the simple 4-step, all-digital application with Electronic Signature and you’ll be on your way to saving thousands* on your student loan debt.

Refinance all your student loans

Now you can refinance all your student loans, even private loans and previously consolidated loans, at super-low rates and save. » Learn more.

How much can you save? Use our consolidation loan calculator to find out.

Find out more about your student loan consolidation options, or just start a student loan consolidation application to find out how much you can save!

Federal Student Loan Holders

If you have federal loans, such as Stafford and PLUS, you can lower your monthly payments as much as 50% or more and put more cash in your pockets with the Federal Consolidation Loan program.