Federal Stafford Loans
Cash in a great offer! Get one of the most affordable loans available. Federal Stafford Loans are government-secured loans available to undergraduates at rock-bottom rates. There’s no collateral or credit check required, and payments are delayed until you graduate.
- Low 6.8% interest rate
- No collateral or credit checks
- Pay nothing while you’re in school
- Eligible for federal loan consolidation
- Tax deductions and flexible repayment options available
- No guarantee fees or prepayment penalties
What are you waiting for? Apply for a Stafford Loan now.
StudentFirst makes a great loan even better.
When you get a StudentFirst Stafford Loan, you get more than just a great loan. You also get a great deal.
- Automatic debit discount of 0.25%
- An additional 2.0% off your rate after 48 consecutive on-time payments
- Personal service from a professionally trained StudentFirst Education Finance Advisor
This is an offer you can’t afford to pass up. Apply now.
More about Federal Stafford Loans
A Stafford Loan is one of the most affordable ways to pay for school. Stafford Loan rates are lower than other forms of consumer financing, and repayment is postponed until you are out of school.
- Interest rates currently low—just 6.8%
- No collateral or credit check required
- No payments while in school
- Automatic debit discount of 0.25% plus an interest-rate reduction of 2.0% after 48 consecutive on-time payments
- Eligible for federal loan consolidation
- Tax deductions and flexible repayment options available
- No guarantee fee or co-signers required
PLUS Loans - Parent Loans for Undergraduate Students, and Federal Student Loans for Graduate Students!
The best deals are here at StudentFirst.
Borrow up to 100% of the cost of college at rates as low
as 8.5% with a Federal PLUS loan from StudentFirst. PLUS
loans aren’t based on financial need or income so you
can’t be turned down for making too little or too much
money. Even Bill Gates could get a PLUS loan!
Get the loan that financial experts recommend.
Financial experts agree. The Federal PLUS Loan is a
smart financial strategy for both parents of students,
and now for graduate students with our Grad PLUS Loan,
because it helps families meet college costs at
below-market rates and generous terms.
- Interest rates as low as 8.5%.
- Borrow up to 100% of college costs (even the new computer!), less financial aid received
- Available year round—even if you’ve already paid tuition and education expenses
- Eligible for federal loan consolidation
- Interest may be tax-deductible
- Instant pre-approval process
What are you waiting for? Apply for a PLUS loan now.
A great funding strategy…plus a whole lot more.
Whether you are a graduate student or the parent of an
undergraduate student, when you get a PLUS loan from
StudentFirst, you get more from your loan. Our new
benefit package for all PLUS Loan borrowers includes the
following features:
- 3% Cash Rebate At Repayment: Receive more money to apply toward your education! StudentFirst will pay a cash rebate of 3% of the loan amount when you agree to sign up for Auto-Debit and make your first on-time monthly payment. With a StudentFirst PLUS Loan, borrowers can apply more money toward the cost of education.
- Receive An Additional 5.00% Cash Rebate*: You’ll receive a cash rebate equal to 5% of your outstanding principal balance after completion of the first 48 consecutive on-time monthly payments.
- .25% Interest Rate Reduction: Get a .25% interest rate reduction for electing to use Auto-Debit for repayment of your loan.
- Generous Borrowing Limits: Borrow up to the entire cost of education (less any federal aid), including books, supplies, and even a computer!
- Simple Application Process with E-Signature: Apply online and we’ll qualify your application within minutes. StudentFirst also offers a “second look” for borrowers who receive an initial denial due to unresolved credit issues.
- StudentFirst’s PLUS Credit Resolution Team: has an 87% success rate at resolving credit issues for borrowers, resulting in funded PLUS loans.
- Flexibility: PLUS Loans offer several repayment options including deferred repayment while you’re enrolled in school at least half-time, and they’re eligible for consolidation. Also, there are no prepayment penalties – ever.
Get pre-approved instantly.
Apply once; get your PLUS funds for years.
Once you complete the Master Promissory Notes (MPN),
it’s good for 10 years provided the student remains at
the same school, files the FAFSA each year, and you are
credit approved. Please contact your Financial Aid
Office and use this form to get your PLUS loan for the
2005-2006 academic year. Be sure to tell your school
your lender is StudentFirst, Lender ID 834051.
A Federal PLUS Parent Loan allows parents to borrow up
to the total cost of attendance for each year a child
(student) is in school. It is not a need-based loan and
more importantly, it is available year round—even if you
have already paid tuition and education expenses. The
Federal PLUS Loan is a smart financial strategy and it
ensures that costs are met at very low interest rates
and excellent terms.
